Upswing
Debts fall, savings rise, bills get checked — one app, one story: momentum.
What it does
The snowball, kept for you
Debts stay in payoff order automatically, the next target is always visible, and paid-off debts get their own celebrated section.
Savings challenges that feel good
The 100-envelope grid and 52-week ladder, with tap-to-stuff and a "pull one for me" random draw — haptics included.
Bills that reset themselves
A monthly checklist that starts fresh on its own, highlights what’s due soon, and tags the subscriptions.
This month’s swing
One dashboard number: debt paid down plus savings added. Your total momentum, every month.
The Turn
The first day your total saved passes your total owed is recorded, dated, and kept forever. That day gets remembered.
No bank linking. Ever.
No accounts, no connections, no data leaving your phone. One-time Pro unlock — no subscription.
Support
Questions about Upswing? We're happy to help.
Email: upswing@dataactionstudio.com — we typically reply within a couple of business days.
Common questions:
- Does it connect to my bank? Never. You enter what you choose to track — nothing leaves your device.
- Is it a subscription? No. The free tier is genuinely usable; Upswing Pro is a one-time purchase, shareable with your family.
- Which savings challenges are included? The 100 Envelope Challenge ($5,050), the 52-week ladder ($1,378), and fully custom goals.